Closing-Cost Estimator (CFPB Line Items)
Estimated low / mid / high totals over the CFPB Closing Disclosure line items (origination, appraisal, title, recording, transfer tax, prepaids, escrow). The Loan Estimate from the lender is the value of record.
Formula and source
Sum over the CFPB Closing Disclosure line items: origination + appraisal + credit + title (search + lender's + owner's) + recording + transfer tax + prepaid interest + initial escrow + survey. Each item is either a percent of loan / price or a flat dollar range; transfer tax uses a user-supplied state rate; prepaid interest = (loan * note_rate / 365) * 15 days.
CFPB Loan Estimate (Form H-24) and Closing Disclosure (Form H-25) under 12 CFR Part 1026 Subpart C (TILA-RESPA Integrated Disclosure rule). Section labels A / B / C / E / F / G / H per the CFPB published forms.
Audience
This tile is built for trades and the adjacent professions in the Real Estate group. The interactive calculator runs entirely in your browser. No account, no fee, no advertising, no tracking.
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Posture
Rough Logic answers the math question the working professional asks on the job. The site is a calm, fast, ad-free, account-free, ever-free reference. It does not interpret code. It does not replace the licensed professional. It does not store your inputs. The Authority Having Jurisdiction governs all installations and inspections.