Rental Total Return (Four Components)
Total = cash flow + principal paydown + appreciation + depreciation tax shield, each as a percent of cash invested. $50K cash with $3K/$2.5K/$7.5K/$1.5K -> $14,500 (29%) vs the 6% cash-on-cash alone; a flat market still returns 14% from paydown and the tax shield. A screening aid.
Formula and source
total = cash_flow + principal_paydown + appreciation + tax_savings; each% = component/cash; total% = total/cash.
The four-component rental total return (cash flow, paydown, appreciation, tax shield) used by real-estate investors, by name.
Audience
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